Fast approval when you apply with EC Loans online!

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This is why we take your individual requirements into account, and put you to the most reliable creditor so that you can have the best in class service in the market. Click Here to know more. The short term payday loan and cash advance loans vary in terms of loan amounts and loan period. At EC Loans we believe that it is the duty of the financial institution providing unsecured loan opportunities to ensure that the applicant can, realistically and legitimately, repay the loan they apply for. We will search various banks and lenders to get you the cash you need, fast. Through the use of this service, you can avoid bad credit, repossession and foreclosures, as well as find a manageable way to repay all your loans in one smaller consolidated monthly payment.

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Apply through easy online application

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Application is easy, quick and paperless. You can apply for a loan between R and R We help all South Africans from every province. We find personal cash loans with the best interest rates. You will need to have a fixed income of at least R per month. You will need to have your own South African bank account so that your loan can be transferred to you.

You will need to be a South African Citizen in order to apply and be at least 18 years old. We offer help to everyone whether you have bad credit, defaults or garnishee orders. The 4 in 1 plan consists of a free loan finding service, legal and ID assist, full credit reports and financial counselling.

LoanFinder offers a 4 in 1 plan for an affordable fee. The 4 in 1 plan consists of access to the free loan finding service, legal and ID assist, financial counselling and full credit reports. There is a once off initiation fee of R and there is a monthly fee of R These fees are directly taken from your bank account with the account details you have provided, using the NAEDO direct debit system on or around your salary date. If there are insufficient funds in your bank account, a month agreement will commence, where LoanFinder will debit your account with a monthly fee of R to cover the once off initiation fee.

After this a monthly perpetual agreement will come in effect and a monthly fee of R The LoanFinder agreement is not binding and you are able to cancel at any time. Your loan service provider has this right to do this, as under your agreement signed.

Your loan service provider may offer you a renewal of your loan, at any stage of your agreement. If you do wish to have an additional or renewed loan with your loan service provider, you may directly contact them.

Loan service providers can charge you the same or new rate for the loans, especially if they consider you to be a good payee and have successfully repaid your loan on previous occasions. Please remember, it is the duty of a loan service provider to check and make sure you can afford the loan and its repayments. Please be aware that late or non-payments can and will result in more interest and unwanted costs on top of your loan.

Remember, non-payment or late payments can result in further interest and unwanted costs to your loan amount or account. All finance options are subject to relevant credit checks and personal circumstances.

To apply, you must be 18 years or older. Please carefully read the terms and conditions before applying. Need cash in a hurry? We will search various banks and lenders to get you the cash you need, fast. Borrow up to R3, Same day approval Money in your account within an hour. Borrow up to R8, Same day approval Money in your account in 24 hours. Borrow up to R20, Quick and easy process Minimal documentation required Quick access to funds. Borrow up to R, Quick and easy process Minimal documentation required Quick access to funds.

The total amount repayable would be R22, Please note: Get a rapid decision. Loans for anyone Black listed no problem No paperwork on certain loans Option to settle early Repay over a period to suit you Cash immediately in your account.

Customer Satisfaction "Such a great service…you helped me to get a loan with no effort at all. Please consider the following important information To avoid adverse action on non-payments - on collection practices If you have received approval and funds for your loan, and then subsequently due to unforeseen implications you reconsider your decision on accepting the loan, or paying it back, and feel you are definitely unable to meet your agreed repayment for your loan, or any piece thereof, you should consider contacting your loan service provider immediately, and directly.

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