If you're' considering buying your first home, there are a number of FHA Loan and other programs that can assist you with your purchase. Following our example above, the borrower would have to make annual MIP payments of 0. Chapter 7 Chapter 11 Chapter 13 Other Please answer. Some homebuyers choose to purchase homes in counties where lending limits are higher, or may look for homes that fit within the limits of the place they want to live. When is it a good idea to apply for a Federal Housing Administration loan? Is there a loan officer you'd like to work with? If you're looking at a fixer-upper, the Federal Housing Administration rehab loan may be the mortgage for you.
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