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Payday Loans: Market Trends

Use of financial institutions 5. Information is outdated or wrong. Nearly half 47 percent indicated they had no cash savings at all. FCAC will promote consumer education resources to assist consumers in understanding the alternatives and their relative costs. Conclusion FCAC is working to inform consumers about the costs of, and alternatives to, payday loans.

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The Globe and Mail

The Canadian Consumer Finance Association (CCFA) represents the majority of Canada’s regulated providers of small-sum, short-term credit, including payday loans, installment loans, term loans, lines of credit, and cheque cashing services. CCFA is a national trade association representing businesses that provide a range of financial products to Canadians including payday loans, installment loans, cheque cashing, wire transfer services, bill payment services and currency exchange. Upwards of 2 million Canadians have used payday loans to cover small-sum, short-term emergencies. Loans are capped at $1,, with the average loan being $ for 10 days. For further information.

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Tony Irwin, President and CEO

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