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First Financial: Improving Credit Scores Across America. Financial experts agree: a personal loan can help to improve your credit score. How? When you consolidate high . First Financial is the nation’s leading source for auto loans, business loans, credit cards, personal loans and loans for people with low credit scores or bad credit. First Financial provides offers with loans typically funding by the next business day. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of %. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLS .
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