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The main complaint was that the APR was either not displayed at all or not displayed prominently enough, which is clearly required by UK advertising standards. There are no restrictions on the interest rates payday loan companies can charge, although they are required by law to state the effective annual percentage rate APR. A recent law journal note summarized the justifications for regulating payday lending. This site is secure and has been authenticated by. By agreeing to receive promotions and other non-transactional messages from ACE and selecting your mobile number above as a number at which you would like to be contacted, you expressly agree to receive text at such number. To ensure that these protections are provided to eligible applicants, we require you to select "I am not" or "I am" below:

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