Missouri Payday Loans Address: Some states have laws limiting the APR that a lender can charge you. In the section below, we list the types of sharing of customers' personal information, how we share, and whether you can limit this sharing. Every lender has its own renewal policy, which may differ from lender to lender. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender.
All financial companies need to share customers' personal information in the course of their everyday business. In the section below, we list the types of sharing of customers' personal information, how we share, and whether you can limit this sharing. Reasons we can share your personal information and to whom Do you share?
To whom is information shared with Can you limit this sharing? For our everyday business purposes - such as to verify your personal information, to approve and process your transactions, maintain your account s , respond to court orders and legal investigations, or report to credit bureaus Yes 3 rd Party processors and providers who have a duty of confidentiality, to courts when an order is received, and to major consumer credit reporting agencies and verification services such as Teletrack, CL Verify, etc.
No For our marketing purposes - to offer our products and services to you Yes 3 rd party providers such as email services and text message providers who have an obligation of confidentiality.
What we do How does ILCprotect my personal information? We take your privacy very seriously. To protect your personal information from unauthorized access and use, all electronic files are protected by SSL encryption, the industry security standard, and all networks are secured by firewalls.
Data is stored on secure servers, and any documents are protected in locked offices in locked cabinets with security cameras. Only those employees with a need to access your information may do so. All employees and vendors are subject to a duty of confidentiality. How does ILCcollect my personal information? We collect your personal information, for example, when you Apply for a loan or other product or service from us Give us your income information Make deposits or withdrawals from your bank account Provide account information Provide employment information We also collect your personal information from third party vendors, such as credit bureaus, affiliates or other companies under a permissible purpose for the FCRA.
Why can't I limit all sharing? Federal law gives you the right to limit only: Sharing for affiliates' everyday business purposes — information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates Companies not related by common ownership or control. Non-affiliates can include debit card processors, banks, wire transfer services, credit bureaus, and information verification services. Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners can include institutions such as other lenders, lead providers and other service providers. Social Security number, bank account, and debit card information Account balances and income Payment history and credit history Cell phone number, email, employment information. For our everyday business purposes - such as to verify your personal information, to approve and process your transactions, maintain your account s , respond to court orders and legal investigations, or report to credit bureaus.
For our affiliates' everyday business purposes - information about your transactions and experiences. For our affiliates' everyday business purposes - information about your credit worthiness. The least expensive of these is the small consumer loan. So, be sure to shop around.
Ask a lender if they sell small consumer loans. Stores that sell payday loans cannot sell small consumer loans. It is against the law.
Stretching your payments out over time is one way to help keep them manageable. Like small consumer loans, payday installment loans have longer terms than conventional payday loans, lasting up to six months.
Illinois law does provide payday loan consumers with some protections against the cycle of debt. Apply online, even from your phone! Bad or non existing credit? No problem - We don't require good credit to approve your loan. Unlike other lenders, we don't hide behind a long list of fees and there are no pre-payment penalties! We have offices throughout Chicago and Greater Illinois to help you in your time of need. Start your application today and Apply Online.
And that was a special moment for me and my family! Thank you Illinois Lending Corp.!